Vice Pro Estimates — Estimates Florida Professionals Can Defend
Handling property claims in Florida? You need an estimate the carrier can't punch holes in. We write Xactimate scopes and supplements for roofing contractors, public adjusters, and attorneys across the state. Florida is our home state — on-site inspections are available statewide, plus virtual estimates and supplements.
Dominant Peril in Florida: Hurricane Damage Claims
Serving Florida, Louisiana, Texas, Georgia, South Carolina, and North Carolina — and every Gulf and Atlantic coast hurricane hits. Hurricane damage is wind, water intrusion, and storm surge, often in the same loss. We write one Xactimate scope so no line items fall between perils. On-site inspections available in Florida.
Learn about our hurricane damage claims servicesCommon Claims in Florida
Florida Claims Context
The Florida Office of Insurance Regulation governs claims. Florida has a two-year window to file a claim and assignment of benefits (AOB) restrictions. Roof claims and water damage dominate the market. Public adjuster licensing is required through the DFS.
Licensing in Florida
Florida requires a public adjuster license for negotiation. Roofing contractors operate under a registered contractor license. We write the Xactimate estimate; your licensed Florida adjuster or attorney negotiates.
Why Florida Matters
Florida is a top-volume state for hurricane and water damage claims. We track Xactimate estimator and water mitigation estimate keywords for Florida.
Florida FAQ
Do you write Xactimate estimates in Florida?
Yes. We write Xactimate estimates for clients in Florida and all 50 states, with Florida-specific claim rules and common perils built into the scope.
Do you do on-site inspections in Florida?
Yes. Florida is our home state and the only state with regular on-site inspections. We also offer virtual estimates and supplements statewide.
What are the most common property damage claims in Florida?
In Florida, the most common perils we scope are: Hurricane, Wind, Water damage, Flood (excluded — separate policy). The dominant peril is Hurricane Damage Claims.
Do I need a licensed adjuster in Florida?
Florida requires a public adjuster license for negotiation. Roofing contractors operate under a registered contractor license. We write the Xactimate estimate; your licensed Florida adjuster or attorney negotiates.